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What is funeral cover?
Funeral cover is a simple, affordable policy that pays a cash lump-sum when the insured person dies. The payout arrives quickly to cover essentials—transport, funeral home fees, coffin, ceremony, catering and admin—so your family can focus on what matters, not the bills. You choose a cover amount and pay a monthly premium; accidental death is covered immediately, with a short waiting period for natural causes.
Common questions about funeral cover
How much does it cost?
Funeral cover starts from R70 p/m. Your exact premium depends on your age, cover amount, how many family members you add, and any optional benefits. Get a quick quote to see your price.
How quickly are pay-outs made?
Most providers aim to pay within 24–48 hours after your claim is approved and all documents are received. Delays usually come from missing documents, banking/holiday cut-offs, or investigations for accidental/unnatural deaths.
Can I cover my whole family?
Yes—on most SA funeral plans you can cover your spouse/partner, children, parents, in-laws and extended family on one policy. You pick each person’s cover amount and pay a small extra premium per person. Accidental death is covered immediately; natural death usually has a short waiting period. Exact age limits and the maximum number of lives per policy vary by provider.